BUILD YOUR WEALTH
This Made Me My First Million
See exactly what you have to work with – and how much capacity you have to build wealth.
The Calculator reveals 3 critical numbers:
01.
What’s Actually Left
Your real monthly surplus after being honest about ALL spending
02.
Hidden Hours
Most people discover 15-23 hours per week they didn’t know they had
03.
Your Day Rate
How much you actually earn per day of work — the number that matters

Get Free Access to the Financial Starting Point
Enter your email to access the Calculator Instantly
No credit card required. Free forever. Your data stays private.
How It Works
Four Tabs, Ten Minutes. Complete Clarity.
1
Spending Tab
Enter every expense – from rent to Netflix. Auto-converts to monthly costs.
2
Earning Tab
Add all income sources. Calculate your actual monthly take-home.
3
Time Tab
Track weekday and weekend hours. Find your hidden capacity.
4
Dashboard
See everything in one place. Clear. Honest. Actionable.
Your Calculator Unlocks the Full System
The calculator shows you where you are. What comes next shows you how to close the gap.
✓
Instant Calculator Access
Fill out Spend, Earn, and Time tabs in 10 minutes
✓
Freedom Blueprint (PDF)
Download the guide showing exactly how to use your numbers
✓
7-Day Email Series
Learn exactly how to close your financial gap with proven strategies
✓
Invitation to Grow More
Access the full system: 4 programs + website tools for $199
Why I built this
When I first tracked my finances 14 years ago, I discovered two things: I was wasting $2,300 monthly on pointless expenses, and I had 23 hidden hours per week.
That realization funded my first business. Within 12 months, those 23 hours replaced my full-time salary.
I started at €6/hour working in a Dublin bar. Today I’ve co-founded fintech companies serving 2.5M+ traders.
This calculator is the exact starting point I give every person who joins the Grow More community. It’s where everything begins.

Frequently Asked Questions
Got questions? We’ve got answers.
Is this financial calculator really free?
Yes. No credit card required. No hidden charges. Free forever. Your data is automatically saved so you can return anytime to update your numbers.
How long does it take to calculate my financial starting point?
10 minutes to complete. The calculator does all the math for you automatically and shows your results instantly.
What if I don’t know my exact expenses?
Use estimates for now in the calculator. You can update them later. The goal is to get started and see your overall picture, not to be perfect on day one.
What is Grow More?
Grow More is Owen’s complete system for building wealth through affiliate marketing and personal branding. It includes 4 programs + website tools for €119. The calculator is your starting point — Grow More is how you close the gap.
Is my financial data private?
Yes. Your data is saved to your account only. We never share or sell your information. You’re the only one who sees your numbers.
Start With Your Numbers
The calculator takes 10 minutes. The clarity lasts a lifetime.
Join 3,489 entrepreneurs who started here
